Houston’s Top Personal Injury Law Firm
You Need Storm Damage Claims Expertise.
Do you need a storm damage insurance claim lawyer in Houston for Hurricane Property Damage Claims Expertise?
Mostyn Law has represented more than 20,000 individuals, businesses, and churches across the country for damage suffered as a result of a catastrophic storm.
Our storm damage insurance claim lawyer in Houston is dedicated to helping clients navigate the complexities of their claims.
As a Houston-based firm, we’re intimately familiar with extreme weather events that wreak havoc along the Texas Gulf Coast. And unfortunately, our entire staff knows firsthand what it is like to personally deal with these storms—from preparing for the storm, fearing for your family’s safety, and then dealing with the aftermath.
When Hurricane Harvey devastated the Gulf Coast in 2017, our hometown faced the storm and banded together to do everything we could to restore our city, uplift one another, and be compassionate to those around us. Yet even today, many are still struggling to recover from Harvey, and communities across the United States go through similar circumstances each year. Since 2020, there have been more than 100 subtropical and tropical storms, tropical depressions, and hurricanes along the US coasts. The 2021 Texas Freeze and subsequent power crises still linger in our memories.
At Mostyn Law, we help our clients deal with the aftermath of hurricanes, tornados, tropical storms, hail storms, and floods. If your insurance company is refusing to pay what you’re owed for property damage after a storm, call us today. We will send our team of expert storm damage attorneys to your home or business and conduct a complete evaluation of your interior and exterior damages. We’ll document the damage with pictures and videos and submit a report with our findings to your insurance company. We will make sure you fully understand what you’re entitled to under your insurance policy, including contents coverage, other structures, additional living expenses, and recoverable depreciation. Together, we can help you file.
Protect your home or business before the storm with our preparedness checklists
Do not hire a contractor until you file an insurance claim. If you are considering hiring a contractor, read our 10 Tips for Hiring a Contractor guide.
Document, document, document. The biggest piece of advice we give storm damage victims is to keep documenting everything about their claims. Take pictures and videos of any and all damage to the interior and exterior of your home. Keep thorough records of all communications with the insurance company including phone calls. If you purchase anything or make repairs document with before and after pictures and be sure to make copies of all receipts and invoices and submit them to the insurance company.
Once the insurance company has denied or unpaid you an amount, we will assess whether or not they underpaid you. Sometimes our clients were paid only a fraction of what they stand to receive under their coverage. Then, we consult experts. To help us assess, we consult our own contractors, structural engineers, and other experts who we will send out to your home or business to verify the scope of the damages and to counter the insurance company adjuster’s report with their own itemized contractor bid. And finally, if you qualify, we will take your case.
Insurance companies will fight your claim. The company’s job is to undermine your claim and hedge back against any potentially unverified damages where proof has not been provided. That’s why we insist that you provide exhaustive proof, and we can help you strengthen your claim before filing.
Exhaustive preparation is beneficial in litigation against insurance companies for several reasons. Unfortunately, many people do not know what they are entitled to under their policy. If you don’t read your insurance policy, you won’t know what’s covered and what isn’t. Or if there are portions or certain words or phrases you don’t understand, do some research or ask one of our attorneys. Sometimes, your policy will have clauses for additional living expenses (i.e., if you need an apartment in the meantime pending a storm, the policy allows a sum for rent). We always dissect your current policy to learn the intricacies and implications of your coverage because everyone’s policy has unique coverage stipulations.
Fire insurance is typically included in most homeowner insurance policies. Some companies will reimburse their clients based on replacement-cost or actual cash value. If your policy limit is unpaid, Mostyn Law will qualify your fire damage case.
Land movement and landslides are not typically covered by most standard homeowner insurance policies because they are so costly. As a result, if your home damage does not exceed your deductible, you would not receive compensation. Most earthquake insurance generally covers you at a pure loss, meaning that they will pay specific amounts for specific items lost or damaged.
When somebody else can fight for you, it means everything. We can’t thank the Mostyn Law firm enough.
– Client, Hurricane Insurance Claim Case
Great people here and very driven to serve! I had an issue with my case, a legal formality, so I went to Mostyn to see what could be done and they were not only super prompt in their response but were able to resolve my issue the same day! My case was closed days later, as opposed to the months it would’ve been pending had I not made that phone call. They made me feel like my case was their most important and top priority, even though I know it was low level compared to other clients. Couldn’t have asked for a better result or better service. Thank you, Mostyn Law!
– Joseph Badger
Fierce Advocates Who Will Fight Aggressively For You.
