Houston Truck Accident Settlements

Collisions with commercial trucks are some of the most serious and damaging crashes on the road. Motorists often face severe injuries, significant vehicle damage, and a long road to recovery. Navigating the complex insurance process that follows can feel overwhelming, especially when multiple companies and adjusters are involved.

At Mostyn Law, we are here to make that process easier. Our experienced Houston truck accident team handles every detail, from filing your claim to negotiating with the trucking company’s insurer so that you can focus on healing. When you need skilled, compassionate advocates on your side, you can count on us.

What Steps Are Involved in a Truck Accident Settlement?

The first step in a motor vehicle accident settlement is filing an insurance claim with the other driver’s insurance company. In an “at-fault” state, the driver responsible for the accident pays for the other driver’s injuries.

However, in a commercial truck accident, multiple insurance companies may be involved. The truck driver may have insurance through the trucking company, but if the company was hauling a load for a shipping company, their insurer may also be involved. Each company may try to blame the other—or even the injured person—to avoid liability.

After you file an insurance claim, insurance companies must either accept your claim, deny it, or request additional information. Under the Texas Insurance Code, insurers may not pressure claimants, demand that they waive their rights, or negotiate in bad faith. In any of these situations, it is important to seek legal help immediately. At Mostyn Law, our team works with motorists involved in Houston truck accident claims, helping them navigate bad faith insurance tactics and ensuring fair negotiations.

Factors Affecting a Settlement

Injured motorists often ask their attorneys, “What will my settlement be worth?” No attorney can answer that question, as compensation after a truck accident varies based on the individual circumstances of that specific wreck.

Victims are entitled to be “made whole” after an accident, meaning that the settlement should compensate them for their medical costs, lost wages and income, and any potential future expenses that may come from the injuries. Factors affecting truck accident compensation in Houston include:

  • Severity of the injuries: The amount of time it took to recover and the chances of future complications
  • Fault in the accident: Who was responsible, including the victim’s degree of fault, and other factors such as the weather
  • Evidence supporting the claim: Proof presented by the victim
  • Comparative fault rule: If a victim is found to be partially responsible for their accident, they may still receive partial compensation

Our team at Mostyn Law can explain how this works and what must be demonstrated to minimize your share of the fault.

For Houston Truck Crash Compensation Advice, Contact Mostyn Law Today

After a truck accident, you deserve time to recover without the added stress of dealing with insurance companies or legal paperwork. At Mostyn Law, we take that burden off your shoulders. Our Houston truck accident attorneys will review your claim, explain your options clearly, and guide you toward the best path forward.

We handle every detail, from gathering key evidence to negotiating with the trucking company’s lawyers for a fair settlement. Your first consultation is free and comes with no obligation. Call Mostyn Law today to learn how we can help you pursue the compensation you deserve.

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