One of the most frustrating aspects of sustaining a life-altering injury is dealing with the constant phone calls from insurance companies. Adjusters will typically reach out as soon as possible after a catastrophic event, hoping to get a statement from you that will damage your case for compensation.
At Mostyn Law, talking to insurance companies after a Houston catastrophic injury accident is only one of the ways we can help. Our team of dedicated attorneys can answer your questions and serve as your advocates while we pursue the compensation you deserve.
After a catastrophic injury accident in Houston, it’s common for insurance companies to reach out quickly. This is true not only of your own carrier, but also for the insurance company of the at-fault party as well. These calls often happen within days, sometimes even hours, of the incident.
Insurance adjusters claim they’re just gathering information, but their true purpose is to protect the company’s financial interests. They want to get your version of events, but their primary goal is to take possible steps to harm your claim for compensation. This could be to lock you into your story while you are still distraught, or even to pressure you to admit being at fault when you were not.
In catastrophic injury cases, where the damages can be substantial, insurance companies are especially motivated to limit their payouts. They may look for statements that suggest you were partly at fault or that your injuries aren’t as severe as claimed. Even casual comments can be used against you later. That’s why it’s critical to speak with a personal injury attorney before giving a recorded statement or signing anything.
At Mostyn Law, we understand how damaging it can be to give a statement to insurance companies on your own. That is why we will always talk to the insurer following a Houston catastrophic injury accident for you.
Speaking directly with an insurance adjuster after a catastrophic injury accident in Houston can pose serious risks to your claim. Adjusters are trained to ask questions in ways that may lead you to downplay your injuries or accept partial blame without you realizing it. They can take almost anything you say out of context, whether it is related to your physical health or your memory of the accident.
Additionally, adjusters may pressure you to give a recorded statement early in the process, before you’ve had a chance to speak with an attorney. These recordings can later be used against you in court or during settlement negotiations. In high-stakes catastrophic injury cases, saying the wrong thing can cost you hundreds of thousands of dollars.
While you are well within your rights to simply hang up when the insurance company calls, you can also let them know you will have a lawyer contact them to discuss the matter. At the end of the day, you are not obligated to give a statement to the insurance company, and you have the right to let our attorneys speak on your behalf instead.
Instead of talking to insurance companies after a Houston catastrophic injury accident on your own, let our attorneys handle it. The team at Mostyn Law is ready to serve as your advocate, dealing with adjusters and attorneys so you don’t have to. Call today to get started on your claim.
(832) 844-5116 