Is your insurance company giving you the runaround? Sometimes it can feel like David versus Goliath and like you are not only a hurricane victim but also a victim of the insurance company you once trusted. Our team has helped thousands of hurricane victims get all the money they deserved from their insurance company on their claims. Read the words of hundreds of our clients who talk about how we have fought for them and helped them get what they deserved.
Let us aggressively fight for you to make sure that you get what you deserve. Sign up here for a free confidential case review today.
In addition to individuals, we also aggressively fight for businesses and churches fighting with their insurance companies over hurricane damage. Click here to learn more about our helping businesses and click here to learn more about our helping churches.
Past success helping hurricane victims
One example of getting justice for our clients is when Mostyn Law negotiated final settlements of individual claims totaling over $300 million related to Hurricane Ike and the Texas Windstorm Insurance Association (TWIA). For those settlements, Steve Mostyn served as Court Appointed Liaison Counsel for the Plaintiffs’ Steering Committee on Hurricane Ike TWIA cases.
Why do insurance companies underpay claims?
Don’t be fooled by their marketing slogans and carefully crafted images of trustworthiness; insurance companies are in business to make money! The less they pay out in claims to you, the more they can keep for themselves. Shortly after a major storm hits, your insurance company will probably receive thousands of claims. Your insurer’s desire to preserve its own profits may drive it to delay paying your claim, to pay you less than it should, or to not pay you at all. Payout reduction tactics can take many forms but, unfortunately, it is not uncommon for storm victims to deal with a zoo of multiple adjusters pointing fingers at each other, long delays caused by insufficient staffing, unexplained denials, lies, and offers of payment far below the actual damage. This makes you a victim all over again.
The merits of each case are different, but it’s not unusual for Mostyn Law to hire a team of contractors, structural engineers, and others to do an independent assessment and find that as much as $20,000 to $50,000 more in damage actually exists. Often, it’s much more.
If your insurance claim has been unfairly denied, delayed, or underpaid, remember the law protects you! Your insurance company received money from you in exchange for their promise to protect you after a disaster.
Many thousands of victims before you found the easiest, quickest, and best way to get all the money they deserved was to turn the entire settlement process over to a law firm with experience in settling insurance disputes. Let us see if we can do that for you by filling out a free confidential case review.
Tip: Six immediate steps all hurricane victims should take
As soon as possible after the storm, you should:
- Report your claim as quickly as possible to your insurance company
- Keep all receipts of emergency repairs and any costs you incur for temporary living expenses
- Find your insurance policy and keep it in a safe place. If you cannot find it, contact your insurance company and request a replacement copy
- After reporting your claim, write down the date you reported the claim and the claim number assigned to it by your insurance company
- Immediately start a notebook documenting the dates and specific details of every conversation you have with your insurance company and adjuster — this information is vital in case you need to file a complaint later
- Make an inventory of your possessions unless you already have one and take photos of all the damage to your property