MOSTYN LAW AND CO-COUNSEL FILED A CLASS ACTION AGAINST TOWER HILL PRIME INSURANCE COMPANY, LADDER NOW LLC, AND OTHERS FOR FRAUDULENT UNDERPAYMENT AND DENIAL OF HURRICANE IRMA CLAIMS
GAINESVILLE, FL – On December 3, 2019, Mostyn Law and Hurricane Litigation Group filed a class action lawsuit in Florida on behalf of Plaintiff Lawrence Malysa and other similarly situated Florida residents against Tower Hill Prime Insurance Company, Ladder Now LLC, Humble Inc., John Novak, Jr., Tristian Schwind, and Antonio Holmes for participating in a scheme to deny and underpay the insurance claims of Florida homeowners whose properties were damaged by Hurricane Irma.
On September 10, 2017, Hurricane Irma struck Florida as a Category 4 hurricane with maximum sustained wind speeds of 140 mph. Irma’s winds and storm surge damaged the homes and businesses, and in some ways, destroyed the lives of many Floridian residents. In the aftermath of the storm, Tower Hill hired Ladder Now and Humble, Inc. to handle the adjustment of homeowners’ insurance claims and to prepare ‘cause and origin’ reports. But there was one big problem, neither Ladder or Humble were licensed or qualified under Florida law to adjust insurance claims or to give professional opinions regarding cause and origin of damages. The bogus reports – which almost always found that Irma was not the cause of the damage – were nothing more than a pretext. The result – an unlawful scheme that deprived policyholders out of millions of dollars of insurance proceeds.
“This is an issue that must be addressed to protect Florida property owners – it is a breach of public trust” notes Greg Cox of Mostyn Law, one of the lawyers who filed the class action lawsuit. “It is important to take action before another hurricane season threatens Florida residents.”
The petition alleges that as a result of the defendants’ scheme, Tower Hill policyholders never had their Irma claims properly adjusted. Many homeowners will likely have roofs that were damaged by Irma and never properly inspected, adjusted and repaired, leaving them susceptible to the next storm. “In Florida, its not a question of “if” another storm will hit, its only a question of “when” – – these roofs need to be secured now.”
A class has not yet been certified in this action, but anyone wanting more information about the class action or issues involving Tower Hill claims adjusting practices should contact Greg Cox, Attorney at Mostyn Law and the Hurricane Litigation Group. A complete copy of the complaint is attached for review and is also available at mostynlaw.com.
Greg Cox, Attorney