Tips to Manage the Insurance Claims Process

Tips to Manage the Insurance Claims Process

t’s not always exactly clear what the next step is after a hurricane, windstorm or flood damages a property. Here are a few tips to help you navigate the murky waters of the insurance claims process.

  • Report the claim ASAP. The sooner you report a claim, the more accurately you can tie it to a specific cause and begin what can be a lengthy process to obtain your settlement.
  • Document Everything. Always keep detailed records of all conversations and interactions you have with your insurer, including the names of each representative you speak with and the general context of every conversation.
  • Be Specific. Provide detailed documentation of all damage, such as photographs or videos, and proof of any temporary measures taken to prevent further damage to your property, like receipts. This can help ensure you obtain a fair investigation. Also, do not discard damaged items or prematurely make repairs to your property, unless absolutely necessary, before your insurance company has conducted its evaluation.
  • Get a second opinion. If you feel as though your insurance company’s estimate does not fairly represent the amount or extent of your property’s damages, ask local and trusted contractors to provide their budgets for the repairs.
  • Obtain legal counsel. If you believe your insurance company is failing to honor the terms of your coverage or poorly handling your claim, seek legal counsel.
As attorneys representing home and business owners, we have seen the damage, devastation, and disruptions that hurricanes and storms can cause. We have represented thousands of clients against insurance companies that have tried to avoid and delay payment for legitimate losses our clients have incurred.
Do you have property damage related to Hurricane Harvey? We focus on representing the policyholder and making sure you are treated fairly. Contact us today to discuss your claim or if you have any questions. Please use our Free Case Evaluation Form below or call us at 713-714-0000.

Chrysler Recalls 111700 Grand Cherokees

Tire Tread photo

Chrysler Recalls 111,700 Grand Cherokees

Tire Tread photo

A Mostyn Law client suffered third degree burns and had to spend months in the hospital because the seat warmers on his new Jeep Grand Cherokee reached scalding temperatures. Because he was a paraplegic he only noticed the problem when he smelled something burning. His hospital bills topped $900,000 and he had to receive several skin grafts.

Mostyn Law worked with experts who tested the electric seat heaters in 2003 and 2004 Jeep Grand Cherokees. Their scientific testing showed the seat heaters were a fire hazard that could reach up to 165 degrees and cause severe injury to passengers.

Mostyn Law worked diligently throughout the process to expose the dangers associated with the seat warmers. By discovering critical forensic evidence and thoroughly examining documents, Mostyn Law was able to successfully resolve the severe burn litigation for our client. The Chrysler Group recalled 111,700 Grand Cherokees to replace their seat warmers.