The statute of limitations on your Hurricane Ike insurance claim may bar you from getting paid fairly for your Ike damage... here's why and how we may be able to stop this critical problem if you call us now.
If you have a dispute on your Hurricane Ike insurance claim, then it's critical you understand your legal rights are limited by the “Statute of Limitations. ”
Insurance law defines the Statute of Limitation (SOL) as the time period within which you must file a lawsuit. If you don’t take legal action on your Ike claim by the statute of limitations in your specific case (which is independently calculated based on the facts of your claim) then you are barred from any further recovery.
If you are feeling your insurance claim may have been mishandled and you may have been underpaid by your insurance company, then it's critical you take legal action against them before your filing deadline.
This means if you have been treated unfairly and you wait too long to take action, you run the risk of allowing your insurance company to profit by default at your expense. The insurance company gets to keep the money it may owe you and there would be nothing you could do about it.
To prevent this you need an answer to this simple question:
On my Hurricane Ike claim how much more time do I have before my statute of limitations expires?
But beware of the answer you get... you must make certain you ask this question to the right lawyer.
Many folks think the deadline is two years from the date of the hurricane, but this is not necessarily true. Often the deadline is determined by several other more complicated variables, specific to your insurance company, your insurance policy, actions taken by your insurance company and insurance law.
If you are not a Texas lawyer experienced in resolving Hurricane Ike insurance disputes, these variables may seem quite confusing and difficult to understand.
Lately, we've seen some lawyer advertising and news reporting on this issue that we feel is seriously misleading and in most cases not accurate.
You should be cautious and not let an attorney or anyone else give you a simple answer to a complicated issue like the statute of limitations deadline on hurricane damage claims.
If you get the wrong answer it could cost you the money you truly deserve for your damage and this could be many, many thousands of dollars more than your insurance company has paid you so far.
Beware of the following typical insurance company tactics and their effect on your Hurricane Ike Statute of Limitations Deadline
Many homeowners filed Hurricane Ike insurance claims with their insurance carriers and were put through some typical bad insurance company claims handling practices- delay tactics, under payments, improper scoping of damages and tag team adjusters.
Usually, it took several months to conclude an Ike claim from start to finish and for some homeowners, claims are still open with no resolution in sight.
Another tactic by insurance companies was to respond quickly to Ike claims by going to the property but spending very little time scoping the damage, then making a decision that the damages were ’less than deductible. ’ The adjuster got to close the file, get paid and move on to the next claim, but the homeowner got nothing.
We are helping thousands of Hurricane Ike victims eliminate this Statute of Limitations problem and we are on standby to help you too... but you should act right now before it's too late
By calling us now we can help protect your legal rights. It is imperative you gain information as to how the Statute of Limitations affects you and your ability to bring a claim for damages in the future.
Here is a check list of some documents about your Hurricane Ike claim that ask you to bring with you in order for us to make the SOL determination on your claim easier:
- A copy of the Insurance Policy on your home that was in effect during Hurricane Ike or the closest policy to the date of Hurricane Ike.
- Photos of the damage to your property.
- Any correspondence, such as letters and emails, between you and the insurance company, your agent or any adjusters.
- Any estimates, engineer reports, receipts, invoices or bills, including bills for hotel, food, cleaning, etc.
- Any public adjuster documents pertaining your insurance claim.
- Information about any payments you received from the insurance company, your agent or any adjusters.
This information will contain important details that pertain to the calculation of the statue of limitations in your specific case and vary from claim to claim.
Contact us today and we'll quickly let you know your Hurricane Ike Statute of Limitations expiration date and we'll give you a FREE claim and case evaluation too.
Just pick up the phone and make one quick call: (713) 861-6616 or toll free 1-800-TX-LAWYER that’s (1-800-895-2993)
Or use this link to go to the Contact Us form on this site.