We are now representing thousands of folks who feel victimized by their property insurer, and each day more and more are coming forward
This is an incredible number of independent people who feel robbed by the companies they once believed they could trust. Allegations against property damage insurers includes: unfair denial, unreasonable delay, hidden damage not evaluated, offers and payments for far less than actual damages, abuse by adjusters and much, much more.
Typically each case is for many, many thousands of dollars. And there may be many thousands of more property owners who also feel cheated. Many of these folks still have time to take action in 2008, but they must act very quickly and do so before their statutory filing deadline passes.
Is your insurance company among the list of those now standing accused?
Insurers now standing accused include Allstate, State Farm, Farmers, Lloyds, Nationwide, Capitol County, Reliable, Foremost, Guide One, Texas Windstorm and so many more. The complete list is too long for this message, but you should call us now to find out if your insurer is among them.
These companies, now accused of violating the law, must individually try to defend themselves against their own customers who feel outraged and cheated.
Their strategy: Raise premiums, reduce payouts, withdraw from storm-plagued areas, and pocket $122 billion more
And allegations in hundreds of cases show the strategy of paying too little at your expense is making them rich almost beyond belief. Consider these facts:
- Collectively the nation’s property-casualty insurers’ payout expense, called a loss ratio, has consistently decreased over the past 10 years as they’ve watched their net profits shoot through the roof.
- Their combined net profits in 2006 are over $73 billion, and 2005 gave them $49 billion more. This makes their net profit total an incredible $122 billion in just these 2 years alone. And even more outrageous, these profits are after their combined payouts during these years on all claims nationwide, including Hurricane Katrina and Rita.
- And many of the executives running these companies get very, very rich. Like State Farm’s CEO Ed Rust, Jr., who in 2006 was paid a $5.26 million bonus for that year alone, bringing his annual earnings to an astonishing $11.66 million.
Does this sound to you like a License to Steal?
Well California Lieutenant Governor, John Garamendi, puts it this way, “There is a fundamental economic conflict between the customer and the company. That is the company doesn’t want to pay. The first commandment of insurance is, ‘Thou shalt pay as little and as late as possible. ’ ”
Were you cheated too? Do you know someone else who may also have been cheated?
Perhaps you, or a loved one, or a friend or a fellow church member may also feel cheated. If this is you then you owe it to yourself to read this message closely.
And even if you do not have this problem, but you know someone who may benefit greatly from the advice that follows, then kindly do them a big favor and get a link to this message out to them or give them our telephone numbers.
We promise they may later be thanking you for the rest of their life.
How much money might I lose if I just accept
what they’ve denied or already paid?
Do you even realize how much money you may have at risk? Do you know that insurers often underestimate actual damages by many, many thousands of dollars?
It may be that you have severe hidden damage that was conveniently overlooked. And, perhaps you were paid too little money, allowing at best for only sloppy, patchwork repairs.
If this happened to you, then the law is on your side. And, it takes just one quick call to start us working on your behalf.
How strong is my case? How much money will I really get?
The many merits of each case are different, so that question remains to be answered. Typically folks come to us because they feel their insurer unfairly denied their claim, or may have offered and paid far less than what was fair. And then a team of contractors, structural engineers and others go in and independently discover the true damage.
When this happens it is not unusual to find that $20,000.00 to $50,000.00 more in damages actually exists. In fact, very often it is much, much more.
Am I too late to take action because of the statute of limitations?
Well maybe, but maybe not. The truth is the deadline to challenge your insurance company for its actions depends on the date your claim was actually denied.
You see the deadline is calculated from the date you receive denial, and not from the date of the storm. Unfortunately some insurers may mislead you to believe the deadline has already passed. But, as of today, for so many it has not.
So for you, if you act right now, there may still be time.
But time is of the essence, so please do not hesitate for another minute; do this today.
Get “7 Critical Mistakes
to Avoid on Your Hurricane Damage Claim” FREE
This valuable guide is yours FREE and it may save you many thousands of dollars
- You’ll see why you may be due a punitive damage award up to 3 times your actual damages
- And, you’ll see why we work on a contingency fee basis. This means no cash flow risk to you. Plus when you’ve been treated unfairly the law also provides for an award to you to cover legal fees and expenses.
- You’ll see how to uncover hidden damage and patchwork repairs that may be costing you thousands of dollars.
- And much more, you’ll get absolutely FREE a valuable case evaluation. This is your perfect chance to find out for FREE about the many merits of your case. So often folks that step forward and ask for help, are later astonished at how much money they may have lost. Don’t let this happen to you. Don’t be a victim twice!
You should pick up the phone right now and call us.
1-800-TX LAWYER, that’s 1-800-895-2993,
or, Use this Claim your FREE Case Review link or Contact-Us link to put us on your side today. We can help you.